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Does The Title Have to be in My Name to Get a Title Loan?

Many people come to us every day with this question and it’s making some people to back off from obtaining a loan.

If you are among those that have been in this situation, then this article is for you. At Car Title Loans California, your car title does not  need to be in your name to qualify for a loan. Some company will not give you the loan you are looking for if the car title is not in your name. If your car title is not in your name, don’t worry! We can still help you because we are different from others

Instances where your name may not be on the car title include:

  • When buying a vehicle
  • When inheriting a vehicle
  • When paying off a loan
  • When receiving a gifted vehicle
  • If your name appears but so does someone else’s name.
  • You might have an “and”, “and/or” and possibly just “or”. Example: Gabriel Smith and Juliet Smith verses Julie Smith or Joe Smith.
  • When the title says “and/or” or just “or” between the names, this means that either party can use the title for a title loan. If the work “and” is between the names, then the title loan must be in both party’s names.

If your name DOES NOT appear on your car title, Car Title Loan California can help you to change your name on the car title through the Department of Motor Vehicles ( DMV).

Car Title Loans California can assist you to go through the process with ease. When you complete the process of changing your name with the DMV you will be able to use your car title to apply for a title loan. This is how to get the process started:

  • Notify the Social Security Administration (SSA) before contacting the DMV.
  • Visit your DMV to update the name in person. Unlike submitting address changes, this should not be completed online or through postal mail.
  • Go to the department with authentic identification confirming your previous name. You will be required to have an acceptable ID. You can check with your DMV’s website for a list of valid forms of proof.
  • Present your existing car title or car registration.
  • Bring the required payment amount to cover any duplicate title or registration fees.
  • If applicable, bring your marriage certificate, divorce documents or court papers issued in the U.S proving you name change.

These are 3 reasons why changing your name on the title is easy:

  1. Car Title Loans California is committed to provide car title loans to customers from all walks of life. If your car title is not in your name, we can help you to get it in your name before your loan is processed.
  2. Keep in mind that DMV requires a change of name notice. You will be only be required to submit a name change for your driver’s license. Then, the DMV will automatically update all of your records.
  3. The DMV does not only change your name but it also modifies the DMV’s record which will assist you in avoiding any legal confusion. The process of changing your name with the DMV using Car Title Loan is painless and fast.