Title loans are here to help anyone experiencing financial hardship. We provide same-day funding and work with bad credit scores.
We will get you the maximum amount of money on your vehicle’s equity with our title loans. We have been helping people since 1994.
When you contact us, we will be your title loan broker, with our network of title loan lenders, we will find you the best terms and payments.
We can help you with your title loans near me search. Our local title loan network will get you the money that is most convenient.
How does a title loan work?
People can get loans when they give the title of their vehicle, such as their car, truck, or motorcycle, to the lender as collateral.
What is needed for a title loan?
To get a title loan, also called a pink slip loan, in most cases a borrower must own the vehicle outright; there may be no liens against the auto title.
How much can I get on a title loan?
Our title loans will get you fast money.
Every lender has a minimum and maximum title loan amount when it comes to title loans. They start as low as $100 and run as high as $50,000.
So are you considering other lenders , consider choosing us as your title loan needs, We will be your title loan broker, we have a large network of lenders, with the most competitive rates.
We will present you with facts about title loans; what they are and how they work, as well as what you need to have to qualify.
What are Title Loans?
Use your vehicle’s equity to get your title loan today. We can help you refinance your title loan to get lower monthly payments.
Since it is a secured loan, you will have to use the title as collateral in exchange for the loan, and the collateral here is the title of the car.
Title loans are also called pink slip loans, title loans or vehicle title cash advance., and it is not limited to cars and vehicles only. A motorcycle, RV truck, van or SUV can also qualify for a title loan.
How Do Title Loans Work?
In a title loan, you are receiving an amount of money as a cash advance against the value of your car, with your pink slip as collateral.
Vehicle Equity Value as Determined by Kelley Blue Book
Our title loans use the equity that you have in your vehicle
The title loan amount you can get depends on how much your car is worth, or how much equity you have in the car.
The higher the car’s value or equity, the more cash you will qualify for. With Car Title Loans California, we will get you the most money, on your car title.
Title loans are a short term solution, we give you a payment period of 24 to 36 months, much longer than what is offered by other title loan companies.
We also check your car with the Kelley Blue Book to determine the wholesale value.
Giving you as much as 85% of your car’s wholesale value. Though there is no specific credit requirement that you must have to get a title loan.
Compared to traditional banks and credit unions, a car title loan is designed to get you money within 24 hours.
Title Loan Calculator
Before deciding to get a title loan, you also need to be well equipped to know what to expect, and how much money you can get.
Some simple but necessary calculations are vital to carrying out. Those tools may include car titles, loan calculators
Title Loans Monthly Payment Estimate
A title loan calculator is a tool that can help you take out a loan that will perfectly fit into your financial plan according to your financial strength.
And also helps you determine if the title loan is something you can easily afford without any stress on your finance.
Same day title loans
Bad Credit Title Loan
People take out a title loan for so many reasons, especially people with bad credit or poor credit records.
You maybe wondering, is it even possible to get a title loan with bad credit? The answer is simple, you can get quick cash even with your bad credit with a title loan in your car.
Title loans are an asset-based loan, so we do not pay much attention to your credit history.
Title Loans Requirements
You can get a title loan in just three steps:
- Apply
- Provide the requirements
- Get an approval
Here are some of you need to get a title loan:
- Your details: An online or an over-the-phone application, you will have to provide your basic information. Here, you will be required to provide your full name, e-mail, phone number, and residential address.
- Your vehicle: This is like your major key to qualifying for a pink slip loan. Your car’s value is what determines how much cash you can get.
- Clear or salvage car title: The collateral – your car title must be in your name. If you happen only to have a certain amount of equity in the car, you can get an auto equity loan.
- Car inspection: This is a major requirement since it is the stage where the actual amount you are entitled is determined. The condition of your car will be checked and evaluated. We will require photos of your vehicle.
Title Loan Required Documents
- Identification or any document to verify your identity. A valid government-issued ID is another important document to verify your age as well as
- Proof of residence
- Your vehicle insurance
- Proof of your monthly earning (a regular salary, benefits, or a functioning business) to know how reliable you can be concerning repaying the loan.
- Photographs of your car to show your car, including the mileage reading of your odometer
- The mileage reading determines the actual current value of your car so that we can evaluate and reach the maximum loan amount that you are qualified to access
- Names and phone numbers of references.
Online Title Loans
Online title loans allow you to get quick cash. The process becomes even faster when this title loan is completely online.
You may do it completely online title loans no phone calls! Online title loans no store visit!
Get instant online title loans! No waiting or long lines at a title loan office, no prolonged paperwork.Simply by filling up an application online, you can get a 100% instant online title loan.
Applying Online for Title Loan
You can apply for title loans online by simply providing us with some information in our application form.
An online title loans service offers a application process, giving you the loan you need in just three steps:
- Apply for the loan
- Get an approval
- Receive your cash
Simply by providing basic information like your:
- Full name
- Phone number
- Email
- Vehicle year
- Vehicle make
Fast Approval Title Loan, Same-Day Funding
You can find out instantly how much cash your car qualifies for. These requirements are what will facilitate your online title loan approval process.
No Hidden Fees
There are no application charges whatsoever. We provide you with an easy online application on our website.
And if you feel stranded or confused anywhere along the line, you can call us on 1-844-242-7467, and we will guide you through the entire title loan process.
Why Choose Car Title Loans?
Here are some of the benefits of getting title loans on your car’s value:
- Simple and fast application process. It only takes you a few minutes – 5 to 10 minutes to apply, and not more than 24-hours to get your money.
- Quick approval. You get the title loan approval as fast as you can provide the loan requirements needed. If you can do that within minutes, then you get your cash in minutes – on that same day.
- Though title loan interest rates are high, our interest rates are quite competitive and relatively low.
- We offer you the best rate for your budget that you can find.
- Title loan contract terms have no hidden fees or charges compared to other funding options.
- Your current credit status is not a deciding factor in your qualification for a title loan.
- With your poor credit, you can get a title loan.
- Our title loans exclude rollovers.
- Your monthly income, we will work with you to reach a repayment plan that will suit your financial plan.
- We offer you a longer payment period – 24 to 36 months.
- With our efficient title loan calculator, you can expect to receive a higher loan amount of at least $2,050 up to $50,000.
- Our title loans have no prepayment penalties.
Title Loans Application Process
Get the best title loans today
The application process is quick, straightforward, and it takes a very short time to get the title loan approval.
A title loan is a guarantee that you can get money fast using your car title as collateral whenever you are penniless or in need of quick cash to settle any urgent need.
The major benefit of title loans is that you will keep driving your car while you pay the loan back.
Local Title Loan
Whether you have poor credit or no credit status at all, it is easy to get title loans with us whenever you need money for any need that arises.
If you apply now with us, it only takes very little effort on your part, and you can get your title loan approval in minutes!
We can even approve your title loan over the phone or online.
We will ensure that you get the money fast and on the same day, you apply.
- It’s quick
- It’s stress-free
- The entire process is not complex at all
Title Loans Locations
And if you live in California, finding a title loan is no problem at all, the closest location is in Hayward on the East Bay. , or any other county within the state of California, you can get a title loan near you. There is always a title loan provider near your location.
And if you’re thinking of the best title loan program or service you can get, we should be your No. 1 choice.
The reason why we have our offices close to you is for your convenience and comfort. We are 100% committed to assisting you to get the quick cash you need for that emergency.
Pros and cons of title loans
So the big question here is “are title loans a bad idea?‘ From the way title loans work, as earlier described, they are usually short-term loans that you can take in a situation of a financial emergency.
So we understand that when it comes to making a financial decision concerning title loans, you may feel a little uneasy.
The fact that there are risks involved with title loans pawning. You may also be wondering if this option of getting fast cash is a great idea.
Title Loan Best in the Industry!
Quick cash title loans
Affordable Title Loans
We understand there are other options for getting a cash advance like payday loans and pawnshops, but they also come with a lot of disadvantages and that makes getting a cash advance on your vehicle or car title the best option.
Getting title loans to offer you a more flexible loan contract policy that will fit into your current budget, and suit your financial needs. Learn more at https://www.consumer.ftc.gov/articles/0514-car-title-loans.