Now, if this isn’t a topic we all need help with every now and then. I know I do! Money troubles and struggles plague most of us and may place us in somewhat of dark fog. When the coins stop flowing, life can appear to come to a screeching halt as our world folds in around us. Bills don’t stop, responsibilities do not just poof and disappear. And so we worry and we stress. We may fall into confusion, restlessness, fear, and despair. But we need not stay there. That proverbial light and the end of the tunnel? Yeah, that’s a real thing. All hope is never lost. I’m here to shine a little light on your darkness with tips to get financially ahead.
What does that mean? Trust the advice of only those who’ve had and maintained financial security for an extended period of time. Take direction from the experts. Some such experts can be found at fullpocket.co/saving-money. With a combined wealth of financial knowledge and experience spanning over thirty years, such guidance has been tried and tested. Whether you want tips on how best to begin the money-saving process or your query and doubt lies with how best to navigate the crediting process, help is a click away. Investments are regarded in this day and age as a requisite in the lives of the truly financially secure. Sure, the risk is involved but as the saying goes, no risk, no reward. You need not take any of these steps alone. A trusted partner is recommended. Let’s break these three areas down further.
Credit cards, we love them, we hate them. The need for instant gratification has landed a credit card in the hands of millions of people around the world. And though it may feel good to swipe away as purchases beckon, we know what the aftermath is like once that debt is called upon to be repaid. Panic. Dread. It is never too late to learn financial responsibility as long as there is breath in your body. More than half of all Americans with credit cards are in varying degrees of credit card debt. If you are included, do not become despondent. Have you heard of the 30-day rule? This focuses on limiting spending for the same amount of days, then afterward deciding if what you wanted is indeed still worth the expense. Implement this faithfully and watch your impulse control power grow. This can be the start of a major change. Greater impulse control = less credit card swipes = less debt.
But why? Saving money shouldn’t be regarded with disdain. Happy are those who budget for they shall face no debt! In as much as most of us agree that everybody else should budget, we don’t take that advice for ourselves. Incredulous! There is an obvious discord between what we say and what we do. But to become financially free, this needs to be addressed. Now, what else can we do to get those savings up? How about eating out less and eat at home more. Substitute Starbucks for some homemade cafes. Should I whisper this other ‘dirty’ word? Ok, here goes, frugal. Was that still a bit too loud? Had to do it for those in the back. Be frugal in every aspect of your life that you possibly can. You will be thanking yourself later.
Brainstorm with me words that come to mind when you think of investments.
All of these words and ideas make investing seem like a foreign concept, so far away from our reach. It doesn’t need to be. Did you know that even owning property; real estate and farming can also be investments? Ah, those things seem more doable to you, don’t they? If you want to go fast, go alone. If you want to go far, go together. You may be growing tired of my quirky sayings but don’t they ring true? If you possess an interest in investing, partner with a financial expert and go far. Of course, as was mentioned before, risk-taking is an integral part of investing. There is no one without the other. There is such a thing as an informed risk, however, which is what you will make with proper guidance.
The road to financial success does not have to be grueling or painstaking. Yes, sacrifice is needed. Yes, the risk is involved. But do you also have willpower? Yes, you do! Use these tips not just to get financially ahead but to stay financially ahead. You can do it.