Need a Title Loan? We can Help You!

Get Same Day Cash And Keep Driving Your Car. Fast, Convenient, No Hassle Process. Apply Now and Find Out How Much Money Your Car Qualifies For!!

How Much Cash Can I Get?

The Most Important Documents You Need For Your First Car

Categories: automotive,  Blog

Getting your first car brings incredible excitement and opportunities! Whether it has been gifted for a milestone birthday, or you’re paying your car off over the next few years, or even if it has taken you many years to earn the cash to buy it upfront – Getting your first car is a dream come true for many! Here are the most important things your need to prepare after purchasing your first car. 

Getting Your Drivers License


The hours that it takes to attain your license will pay off, as once you have your driver’s permit, you will simply need to renew it through an easy online application. Your driver’s license, critically, should be kept with you at all times while driving, especially if you’re out-of-state. Keep in mind that when you’re driving in other states that police and traffic officials have the right to suspend your license if you violate any traffic laws, so always drive safely!

Right, you’ve got your car and you’ve acquired your license! Now, what do you need to do? The first thing to note is that you cannot drive your car until you have auto coverage for the vehicle. 

Ensure Your Car Urgently

Before you can take your new car for a ride, you need to be covered by an appropriate insurance policy. If you live in Virginia and New Hampshire, car insurance is not legally required. However, in all other states, it is illegal to drive without valid car insurance.

This license is usually necessary to cover you in case you have been at fault in an accident. Liability auto insurance entails personal injury protection, medpay, and uninsured/underinsured motorist (um/UIM) – even protecting you if you’re involved with a driver whose insurance will not cover the full accident costs. 


  • Which Insurance Do You Choose?

Importantly, several states also offer the driver the option to purchase a surety bond instead of liability insurance. Therefore, if you do not want to be caught without insurance – but you want to pursue a surety bond – it is best to contact an insurance specialist to assist your case.

Due to the driving and insurance legalities being different in each state, it is worth consulting an insurance company to assist with your situation. There are many reliable companies with whom you can begin your insurance process.  According to, expert eyes on your case will assure you are driving legally and that you have insurance support, in the unlikely instance there is a disagreement or discrepancy with authorities.

Secure your insurance by comparing different packages from trustworthy insurers, after which you need to ensure your car is registered in-state as roadworthy. Permission from authorities that your vehicle is safe takes the form of proof of registration, a document that is critical for you to keep with you in the car at all times. 

Proof Of Registration

Accomplishing documents stating that your car is registered in the state you’re residing in is essential. You have two options: register on location at the dealership where the car is purchased (if this is applicable) or visit the department of motor vehicles. If you go to the DMV, you will be asked for the title of the vehicle you will have received from the seller, the bill of sale, proof of insurance, and your valid driver’s license.

The sale and ownership documents you should not keep in your car. Keep this vital information safely at home to avoid document theft or accidental ruin. 

Moving State?

if you’re moving to a new area, take note. states do offer a grace period for you to finish your move and get your other paperwork in order before being legally liable for incomplete vehicle documentation. However, this period is usually less than 30 days, and if you are involved in a car accident before your new registration and insurance processing has taken place, your finances will be in trouble. Therefore, it is highly advised that you maintain your current auto insurance until you can transfer the registration and insurance.

With more than 220 million drivers on American roads, states are constantly improving their verification systems. This means that you should not attempt to risk driving without your legally required documents. If you are driving a car that is registered in someone else’s name, for example, your parents, it might ease your uncertainty by carrying a signed letter of permission to drive. This is especially of concern if they live in a different state, even though many states have reciprocal agreements and maintain their vehicle tracking very well. 

If you have your insurance, license, and registration documents in order, there is no reason that the local police should find an issue with your vehicle. make sure your car is in good working order – with no serious mechanical, cosmetic, or electrical complaints – and drive carefully. Consult your beginner driving guides if you are unsure, and remember to keep the aforementioned documents on hand and up-to-date.

This article was brought to you by Car Title Loans California.

If you need to get a title loan, we have the largest referral network, so we will be able to get you the best title loan for you. All of our referral partners are in compliance with the CFPB.


Trading Financial Credit, LLC may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. Trading Financial Credit, LLC does not offer or service student loans. California loans are made or arranged pursuant to a California Financing Law License : 603-8192. Arizona: Loans made pursuant to Arizona Department of Financial Institutions.

New Mexico: Loans made pursuant to New Mexico Regulation and Licensing Department Financial Institutions Division Small Loan Company License. Small Loan License 02069

*Credit approval is subject to Trading Financial Credit, LLC credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

*Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.