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Auto Title Loans For Older Cars

Categories: Car Title Loans California Blog

We can help you if you are looking for auto title loans for older cars.  We can get you title loans for cars older than 10  years, as long as there is still enough equity in them.

Maybe you’ve thought about approaching your bank for a personal loan. Now you know that their stringent conditions and complicated requirements are disadvantageous. A bank looks at how good your credit score is before issuing a loan to you.

Title Loans For Older Car

If your credit is bad, you don’t stand a chance. When your current financial state is not so great or your credit is poor, you can save yourself the stress by getting an auto title loan for older cars.

Now the problem might be that your car isn’t that new, or it is a classic car. But the good news is that you can still get auto title loans for older cars! Even with a car that is older than 10 years with Car Title Loans California.

We have the largest referral network of title loan companies, and we will find the best one for you, all of our partners are in compliance with the CFPB.

Is It Possible To Get Auto Title Loans For Older Cars?

It is our utmost desire to assist you in every way possible as you make this financial decision. Your happiness is our priority! We wouldn’t want a situation where you get caged in your predicament, we will get you car title loans for older vehicles.

Simply because you have an old car and couldn’t get a car title cash advance with it. We make it possible to get an auto title loan for older cars.


Before you proceed to acquire an auto title loan for older cars, it is paramount you understand how a title loan works.

The way a car title loan works is you surrender the car title to receive a loan in exchange.

Based on the type, model, and make of the automobile you are providing, you get a percentage of its worth as a cash advance.

A car that has a mileage reading of about 200,000 is qualified for a title loan. But this does not mean that a car with over 200,000 miles on it can’t get you a title loan.

It all depends on the car title loan lender and their willingness to take the risk. We are here to assist you even with an old diesel engine truck with high mileage.

Old Vehicle Equity Value And Depreciation

The value of an asset – a car, in this case, depreciates with time. That means that as time goes by, the value of your car drops. And the older your car, the lower its value.

The more years you drive your car, the more mileage you will have on your car. This causes a drop in its market value. There are different makes/models of cars that vary in value.

This value is also influenced by how old the car is. If your car is about 11 years old or more, getting a title loan against its value could be quite a challenge.

Usually, there is an age limit to which a title loan lender can permit to access a title loan. We believe that irrespective of the age of your car, it is still worth something. And you can get a cash advance on that your old car, irrespective of how old the car is …

What Is The Average Car Title Loan Amount For Cars Older Than 10 Years Old?

Your car or vehicle allows you to get the money you need fast. The big question here is: how much should you expect to get when you’re using an older car?

What is more important in getting a pink slip loan is not how old your car is, but how much value your car still has. Vintage or classic cars for example still retain a high value even after several years of usage.

If your car still has a clean body and a sound engine, then its value will be quite tangible even if it is over 10 years old. It would surprise you to know that most properly maintained old cars may be worth more than most newer cars.

Title Loans Older Car Or Classic Car?

An older classic car could also be worth more than a car that is less than 5 years old. The age of your car engine and mileage reading on the odometer influences your chances of acquiring a title loan as well as the title loan amount you can get.

The amount of loan also depends on how much your car is worth, and partly on your capability to repay the loan.

Every car is worth something, and you get a percentage of this amount. With Car Title Loans California, you can get over 80% of this amount. 

A properly maintained regular old car or a clean vintage or classic car could still have some value in it, and we are willing to approve your title loan application irrespective of the car’s age.

High Mileage Auto Title Loans For Older Cars

An auto title loan for older cars could also be referred to as a high mileage title loan. To get a high mileage title cash advance in California, it all begins by reaching out to a car title loan lender that offers title loan services for cars older than 10 years.

This is where Car Title Loans California comes to your aid. What follows next can be summarized in three stages:

  1. Fill out an auto title loan for an older cars application
  2. Provide the requirements for old car title loans
  3. Receive your money almost instantly!
money for auto title loans for older cars
Fast money for title loans for older cars.

We inspect your car to make sure that it is still roadworthy at least, and that it is in perfect working condition.

Also, check your car to see that there are nobody damages or critical dents that will decrease its worth.

We do all these evaluations to determine the value of your car and also reach a cash amount that you can get.

With – an online platform for car evaluation, we will determine the worth and current value of your car.

We estimate the worth of your car by simply running the age, make, and model of your car through this program. By this process, we can then come up with the dollar value of how much your car is worth as of present, and also reach the cash amount you can collect (usually about 85% of this value).

Requirements For Car Title Loans For Older Cars

Though there are state laws and restrictions governing title loans in California,  directly specify any minimum car value limit to access a title loan.

However, we expect that your car, despite how old it is, should be worth at least $4,000. And we can lend you up to 85% of the value of your car.

If your car is worth much more, and you have a substantive ability to repay the loan, you will qualify for much more cash, and your approval will be speedy as well.

Aside from your car, pink slip, your details, and details of your car, here are some other things you will need to get an auto title loan with your old car in California.

  1. Pictures of your car showing the interior, exterior, as well as the mileage on it
  2. VIN of your car, as well as its make and model
  3. The vehicle insurance on your car
  4. Any document to prove how much you earn monthly
  5. This does not mean you have to be employed before you will get funded
  6. Credit checks

We Act As Lien Holder Until You Pay Off Your Car Title Loan On Your Older Car!

As long as you don’t default on the agreed terms, you get to continue to drive your car. We only hold on to your car title as collateral.

For auto title loans for older cars, we will add our name as the lienholder. You have a period of up to 3 years to make payments. And you can always pay off your loan completely anytime, even before the due date.

We won’t charge you a dime for completing payments early.

Apply Today For Car Title Loans For Older Cars!

Car Title Loans California provides the best auto title loans for older cars you can find in California. All you need for a title loan on your old car is enough equity.

If you are looking for an auto title loan for older cars, we can help you. All you need to do is apply online or you can call us directly. We are here to help you.

Apply through our online platform by accessing our online application form. If you prefer an over-the-phone application, then just give us a call at 1-844-242-7467.


Trading Financial Credit, LLC may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. Trading Financial Credit, LLC does not offer or service student loans. California loans are made or arranged pursuant to a California Financing Law License : 603-8192. Arizona: Loans made pursuant to Arizona Department of Financial Institutions.

New Mexico: Loans made pursuant to New Mexico Regulation and Licensing Department Financial Institutions Division Small Loan Company License. Small Loan License 02069

*Credit approval is subject to Trading Financial Credit, LLC credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

*Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day.

*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.